Which credit bureau will your credit union, auto dealer, mortgage broker, or credit card company check? Quite often all three will be reviewed and the lowest score is the basis of your interest rate. Know what's on your credit report at all three credit bureaus. It's easy with the free annual credit report that is provided to legal US residents once a year. Review your report for any inaccuracies that could cost you money through higher interest rates. Fight identity theft by monitoring and reviewing your credit report. You may request your free credit report online, request your report by phone or request your report through the mail. Free credit reports requested online are viewable immediately upon authentication of identity. Free credit reports requested by phone or mail will be processed within 15 days of receiving your request.
More about AnnualCreditReport.com: AnnualCreditReport.com is the official site from the United States government to help consumers obtain their free credit report every year. Take advantage of this free service every year. AnnualCreditReport.com is a centralized service for consumers to request free annual credit reports. It was created by the three nationwide consumer credit reporting companies - Equifax, Experian and TransUnion. AnnualCreditReport.com provides consumers with the secure means to request and obtain a free credit report once every 12 months from each of the three nationwide consumer credit reporting companies in accordance with the Fair and Accurate Credit Transactions Act (FACT Act).
AnnualCreditReport.com offers consumers a fast and convenient way to request, view and print their credit reports in a secure Internet environment. They also provide options to request reports by telephone and by mail. AnnualCreditReport.com is the only service authorized by Equifax, Experian and TransUnion for this purpose. The three nationwide consumer credit reporting companies have always encouraged consumers to regularly review their credit reports. Please note that, as a security precaution,
- Consumers should never provide their personal information to any other company or person for requesting free annual credit reports under the FACT Act.
- AnnualCreditReport.com will not approach consumers via email, telemarketing or direct mail solicitations.