Credit Unions Online

Credit CARD Act Begins Taking Effect August 20, 2009
August 19, 2009

Two provisions of the Credit CARD Act of 2009, aimed at protecting consumers, become effective on August 20, 2009.

• Mortgage Rates Continue to Drop for Week Ending November 19
  November 19, 2009
  The past week's mortgage rates, monitored by Freddie Mac’s Primary Mortgage Market Survey, for 30 year fixed rate mortgages average 4.83 percent for the week ending November 19.
• Top Safest Cars and SUVs for 2010
  November 19, 2009
  Nineteen cars and eight SUVs earn the Insurance Institute for Highway Safety's TOP SAFETY PICK award for 2010.
• Mortgage Delinquencies Hit Record High in Third Quarter 2009
  November 18, 2009
  The report pulls data from approximately 27 million anonymous, randomly sampled, individual credit files, representing approximately 10 percent of credit-active U.S. consumers.
• NCUA Closed Ensign Federal Credit Union on November 13th
  November 16, 2009
  The National Credit Union Administration (NCUA) closed Ensign Federal Credit Union of Henderson, Nevada, on November 13, 2009.
• Are Gift Cards a Good Idea For The Holidays?
  November 16, 2009
  When you are working on that gift giving list for the holidays, a gift card might be an option for the relative that is difficult to buy something special for - but are gift cards a good idea?
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