It is never too early to start planning for your retirement. Planning should focus on finances and ways to make your retirement years more satisfying. Below are five steps that can help get you started:

Calculate your financial needs. Experts say you'll need 70 to 80 percent of current income to maintain your standard of living.
M

ake a financial plan. Visit your credit union and let us help you with your financial planning.
Think about your goals. What things excite you that you might want to pursue in retirement?
Experiment and explore. If you're thinking of living in another state, then take a long vacation there to make sure you'll like it.
Don't be afraid to try new things. Be flexible. If a new direction isn't working out, don't be afraid to change.

Try our Savings Calculator to see how long it will take to save up enough for retirement.

images/.png" width="200" border="0" alt="Five Steps To Start Planning Retirement - March 31, 2009" title="Five Steps To Start Planning Retirement - March 31, 2009" align="left" class="newsimage" />It is never too early to start planning for your retirement. Planning should focus on finances and ways to make your retirement years more satisfying. Below are five steps that can help get you started:

Calculate your financial needs. Experts say you'll need 70 to 80 percent of current income to maintain your standard of living.
M

ake a financial plan. Visit your credit union and let us help you with your financial planning.
Think about your goals. What things excite you that you might want to pursue in retirement?
Experiment and explore. If you're thinking of living in another state, then take a long vacation there to make sure you'll like it.
Don't be afraid to try new things. Be flexible. If a new direction isn't working out, don't be afraid to change.

Try our Savings Calculator to see how long it will take to save up enough for retirement.

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