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Tips to Help Select a Home Improvement Contractor

Tips to Help Select a Home Improvement Contractor by STAFF WRITER
Published May 4, 2011
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The weather is getting warm and spring and summer projects are coming to mind. From something as small as installing a new sink to making more living space with a room addition to your home, you might need someone else to do your warm weather project. If one of your home improvement project that might require a contractor, keep reading for tips on how to get the best results.
  • Get contractor references and recommendations from family, friends, neighbors, or anyone else who has had similar work done
  • Get a minimum of three written estimates
  • Check for complaints against the contractor through your local/state consumer protection agency
  • Verify the contractor has the proper licensing
  • Ask for proof of insurance from the contractor. The contractor should have property damage, personal liability, and worker's compensation insurance
  • Demand a written contract between you and the contractor that includes timetables, quality of materials, warranties, and names of subcontractors used on your project
  • Negotiate the lowest downpayment to help protect yourself if the contractor violates the agreement
  • Make final payment only after you are completely satisfied with the contractors work
  • Pay using your credit union credit card to help further protect yourself
No matter who you use, when you think home improvement, think credit union for a home equity loan to make the financing part of your home improvement project a breeze. Your friendly local credit union has money to lend and will answer any of your questions about financing your project.

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