There are nearly 6,000 credit unions with 100 million+ members in the United States providing member services from more than 20,000 branch locations as of January 2017.
Credit Union members typically save more money through lower fees, lower loan rates, and higher savings rates compared to banks. Join a nearby credit union
and experience the credit union difference.
Credit Unions are not-for-profit, financial cooperatives serving banking needs of their owner/members, rather than a group of big bank stockholders. Just like banks, credit unions take deposits and make loans.
Credit Union membership includes benefits such as lower rates on loans, higher rates on savings, and fewer and lower fees, compared to banks.
The majority of credit unions are Federally insured through the NCUA. The National Credit Union Administration (NCUA
) is a United States Independent Federal Agency that operates the National Credit Union Share Insurance Fund.