Tips to Help Select a Home Improvement Contractor
The weather is getting warm and spring and summer projects are coming to mind. From something as small as installing a new sink to making more living space with a room addition to your home, you might need someone else to do your warm weather project. If one of your home improvement project that might require a contractor, keep reading for tips on how to get the best results.
- Get contractor references and recommendations from family, friends, neighbors, or anyone else who has had similar work done
- Get a minimum of three written estimates
- Check for complaints against the contractor through your local/state consumer protection agency
- Verify the contractor has the proper licensing
- Ask for proof of insurance from the contractor. The contractor should have property damage, personal liability, and worker's compensation insurance
- Demand a written contract between you and the contractor that includes timetables, quality of materials, warranties, and names of subcontractors used on your project
- Negotiate the lowest downpayment to help protect yourself if the contractor violates the agreement
- Make final payment only after you are completely satisfied with the contractors work
- Pay using your credit union credit card to help further protect yourself
No matter who you use, when you think home improvement, think credit union for a home equity loan to make the financing part of your home improvement project a breeze. Your friendly local credit union has money to lend and will answer any of your questions about financing your project.
by Staff Writer
Published May 4, 2011